The right cover is of fundamental importance.
UNIESTRO is connected to one of the largest broker networks in Switzerland and receives the latest and most important news from one of the largest experts in Switzerland (in the fields of insurance, financial planning and investment advice), who also runs the largest insurance school in Switzerland.
We will be happy to advise you on all insurance matters.
Most service prices are shown at an hourly rate of CHF 200 excluding VAT (CHF = Swiss franc).
We see our clients (customers) as partners, so we have adapted our marketing so that partners who provide us with 1 - 5 referrals per year receive a discount of CHF 50 per hour on almost all services with a CHF 200 hourly fee.
UNIESTRO works with around 50 external experts (fiduciary experts, tax experts, lawyers, auditors, notaries, etc...), these prices usually vary between CHF 200 and CHF 600 per hour, in such cases, we prepare a cost estimate for and together with our clients.
Some of our services are charged as a lump sum and/or per item, these are labelled accordingly.
All our services and products are exclusive of VAT (CHE-362.028.049).
Commissions and brokerage fees
When taking out insurance and/or concluding a mandate agreement, clients generally have the choice between fee or commission/courage as payment options, which are labelled below with CHF XXX/h PC. PC stands for commission and brokerage fees.
VAT is not applicable (insurance companies in Switzerland are not subject to VAT).
Insurance counselling CHF 200/h
Insurance check CHF 200/h
Insurance comparison CHF 200/h
Insurance optimisation CHF 200/h
Financial & pension planning CHF 250/h
Consultancy & administration Suva
CHF 200/h
Insurance advice CHF 200/h // PC
Personal liability CHF 200/h // PC
Household contents CHF 200/h // PC
Valuables CHF 200/h // PC
Builder's liability CHF 200/h // PC
Construction CHF 200/h // PC
Buildings CHF 200/h // PC
Health insurance CHF 200/h // PC
Animals CHF 200/h // PC
Pension / Life / 3a / 3b CHF 200/h // PC
Car / MF CHF 200/h // PC
Legal protection CHF 200/h // PC
Travel CHF 200/h // PC
Security deposit CHF 200/h // PC
Disability CHF 200/h // PC
Directors' and officers' liability
CHF 200/h // PC
Insurance advice CHF 200/h // PC
Liability CHF 200/h // PC
Property CHF 200/h // PC
Inventory / machinery CHF 200/h // PC
Buildings CHF 200/h // PC
1st pillar (AHV/IV/EO) CHF 200/h // PC
BVG / pension fund CHF 200/h // PC
KTG / Daily sickness benefits
CHF 200/h // PC
UVG / Accident CHF 200/h // PC
Motor vehicle CHF 200/h // PC
Legal protection CHF 200/h // PC
Cyber CHF 200/h // PC
Transport CHF 200/h // PC
Security deposit CHF 200/h // PC
Guarantees CHF 200/h // PC